A Quick Guide to Real Estate Investing
In today’s market, stocks and other “traditional” investments are fading from the safety zone as forecasts of the future become more and more obscure. As Americans’ trust in Wall Street seems to wane, surprisingly the one solid foundation we can go back to believing in is real estate. What has become blatantly clear for most savvy investors is that we are experiencing one of the most opportune times in almost a century to invest in real estate.
Read More >>>Avoiding Foreclosure Scams!
Foreclosure Scams are on the rise because of the increasing number of foreclosures. It’s very important as homeowners to know about these scams and avoid them like the plague. They may cause you more harm and headache as they prey on desperate homeowners looking for solutions.
Read More >>>Basic Tips for Buying a Rental Property
Purchasing a rental home is a substantial investment. Your investment should be solid and produce enough cash flow to make it worth your time, energy and the financial commitment that is necessary to be a successful landlord.
Not every home makes a good rental. In fact, a valuable rental requires that real properties meet several key criteria.
Read More >>>Buying “Subject To” an existing mortgage
Taking over a property “Subject To” an existing loan is not as hard as it may seem as long as you know what it is. If you know what it is and how to explain it to the seller, and what steps to use to protect the loan from being called, you can buy many more properties faster than you can if you have to go get new loans on each purchase. Here is how . . . When financing a property, the note says I owe x amount of money and the Deed of Trust or Mortgage says, “here is how the lender proceeds to take over the collateral or sell it if I don’t pay the note as agreed upon.” Generally, the person borrowing the money is personally liable on the loan. This means that if the collateral that backs the note, once sold, is not enough to cover the debt, the borrower must make up the difference from their other resources.
Read More >>>Buying Foreclosure Properties
Lease Option - Lease With Option To Purchase Lease options are becoming more and more poplar for both homeowners and investors alike because of the recent economic turn. Many homeowners have been forced from their homes due to foreclosure, their credit os ruined and now they are looking for a solution besides simply renting… which is why they are turning to lease options.
Read More >>>Buying Rental Properties
The Good, The Bad, The Ugly With Investment Property [rental property example] Depending on who you speak with, some people won’t touch rentals with a 10 foot pole. However, those that can get past toilets, tenants and termites find that rental property can set them up to receive a steady income stream for the rest of their lives if done properly. Clearly there is a right way and a wrong way to be buying rental properties. Let me share with you a few things I’ve learned along the way that might help you when acquiring rental properties.
Read More >>>General Investing Questions & Answers
All of our loan officers are thoroughly trained and experienced to assist investors in every aspect of rehab and financing of thier real estate project. From purchase, to rehab, all the way to selling, Direct lending Partner & its loan officers have the experience investors need to complete a fast no hassle rehab investment.
Read More >>>How To Do a 1031 Exchange
To do a 1031 exchange effectively, you must exchange one property for another property of similar value. In the process you avoid capital gains, at least for a while.
Read More >>>Proof of Funds when Buying A House
Proof of Funds are needed anytime investors are buying a house from the bank to flip to another investor or rehabber for profit. Proof of funds is a way for the bank to verify that the investor does in fact have the necessary funds to complete the transaction.
Read More >>>Real Estate Investing for Beginners
Real estate accounts for 60% of the world’s mainstream assets — and a significant portion of all national, corporate and personal wealth. With that in mind, real estate investing clearly deserves consideration from any individual or business looking for asset classes in which to invest a portion of their capital
Read More >>>The Sell or Rent Decision for Rehab Investors
Fix-and-Flip Projects
In planning real estate projects for 2015, rehab investors often tackle fix-up projects of foreclosed and older homes. After the repairs are done, though, should investors “flip”—sell—the property, or hold it and rent it out?
A successful fix-and-flip project can provide flippers a substantial return on investment. Distressed or foreclosed properties can sometimes be purchased at a fraction of the cost of nearby comparable real estate. After adding some modern touches to the fix-up property to appeal to today’s homebuyer, flippers can hopefully sell the property at current market rates and reap a decent return on investment.
That dynamic changes a bit, though, if renters remain the dominant force in the housing market.
Read More >>>Transactional Funding FAQ?
Does my credit or income affect my ability to use your funding?
NO! We do NOT have any type of credit or income requirements associated with our program! Unlike others, we do NOT base fees or approval on your background or current financial situation. Everyone qualifies for funding… as long as you they meet our requirements!
Can I use my own Title Company or Closing Attorney with your transactional funding?
Yes, you can choose your own closing agent; whether that is a title company, closing attorney or other escrow agent. We will verify their credentials prior to closing. If you need a referral, we have a vast network of closing agents that we have worked with previously, to help close your transactions. Regardless of whom you choose,
Read More >>>What is a 1031 Real Estate Exchange
Thanks to IRC Section 1031, a properly structured 1031 exchange allows an investor to sell a property, to reinvest the proceeds in a new property and to defer all capital gain taxes. IRC Section 1031 (a)(1) states:
“No gain or loss shall be recognized on the exchange of property held for productive use in a trade or business or for investment, if such property is exchanged solely for property of like-kind which is to be held either for productive use in a trade or business or for investment.”
Read More >>>What is Transactional Funding?
Transactional Funding simply put is where a buyer uses funds (wet funds) for a short amount of time, usually 24 hours our less, to facilitate a transaction. More and more investors are using transactional funding for short sale and REO flips because the fees are usually lower, there’s never any risk to their credit and there’s not as much red tape because they’re not qualifying for a loan.
Read More >>>Topics
FAQ Flipping House LoansRecent Entries
TOOLS
- Rehab Profitability Analysis Calculator
- Max RE Mortgage Calculator
- Mortgage Payment Calculator
- Credit Score Estimator
Allied Capital Advisers
